SEC Registered • Accredited Investors Only

Investment Opportunity

Institutional-Grade Returns in Charlotte's Senior Housing Market

18-22%
Projected IRR
2.4x
Equity Multiple
$100k
Minimum Investment

Investment Highlights

Target Returns

Projected IRR (5-year hold) 18-22%
Equity Multiple 2.4x
Cash-on-Cash (Annual) 12-14%

Market Assumptions

Stabilized Occupancy 85%
Exit Cap Rate Compression 50-75 bps
Market Outperformance 10.6%

Charlotte Market Opportunity

3,400+
Unit Supply Gap Through 2030
92%
Luxury Segment Occupancy
15.2%
Population 65+ Growth

Charlotte MSA demonstrates strong fundamentals with aging demographics, limited new supply, and institutional-quality comparable transactions supporting our valuation thesis.

Deal Structure

Capital Stack

Senior Debt
65-70%
Preferred Equity
15-20%
Common Equity
15-20%

Investment Terms

Minimum Investment $100,000
Hold Period 5 Years (Projected)
Preferred Return 8% Annual
Promote Structure 80/20 Split

Distribution Waterfall

Tier 1: Return of Capital

100% to investors until full return of invested capital

Tier 2: Preferred Return

100% to investors up to 8% cumulative preferred return

Tier 3: Catch-Up

100% to sponsor until 20% of total distributions

Tier 4: Split

80% investors / 20% sponsor on remaining distributions

Security Structure

Equity interest in LLC holding real assets with mortgage and deed of trust securing investment principal.

Financial Projections

Metric Year 1 Year 2 Year 3 Year 4 Year 5
Occupancy Rate 65% 78% 85% 87% 88%
Avg Monthly Rent $4,200 $4,410 $4,631 $4,862 $5,105
Gross Revenue $2.8M $3.7M $4.2M $4.5M $4.8M
Operating Expenses $1.9M $2.4M $2.7M $2.9M $3.1M
Net Operating Income $0.9M $1.3M $1.5M $1.6M $1.7M

Exit Valuation

Exit Cap Rate 6.25%
Year 5 NOI $1.7M
Gross Asset Value $27.2M

CapEx Budget

Unit Conversion $35k/unit
Medical Infrastructure $2.1M
Total CapEx $4.8M

Sensitivity Analysis

Best Case IRR 25.3%
Base Case IRR 20.1%
Worst Case IRR 14.7%

Risk Factors & Mitigations

Key Risk Factors

Market Risk

Senior housing demand fluctuation, economic downturn impact on occupancy and rent growth

Operational Risk

Clinical staffing challenges, regulatory changes, operational complexity

Financial Risk

Interest rate exposure, construction cost overruns, lease-up delays

Risk Mitigation Strategies

LPN-Led Clinical Model

Proven operational framework reducing staffing complexity and regulatory risk

Pre-Leasing Strategy

Marketing launch 12 months prior to opening, targeting 40% pre-lease rate

Financial Protection

Fixed-rate debt, 15% contingency reserves, comprehensive insurance coverage

Insurance Coverage

  • Professional Liability ($5M limit)
  • Property & Casualty (Full replacement cost)
  • Workers Compensation (State requirements)
  • General Liability ($2M per occurrence)

Next Steps for Qualified Investors

Access Full IM

Complete Investment Memorandum with detailed financial models and market analysis

Investor Qualification

Accredited investor verification and subscription agreement process

Investment Timeline

Expected closing Q2 2024, capital calls scheduled over 18-month deployment period

Schedule Investor Call

Speak directly with our investment team to discuss the opportunity, review financial projections, and address your specific questions.

IMPORTANT DISCLOSURE: This summary does not constitute an offer to sell securities. Any such offer will be made only through the formal Investment Memorandum.

Past performance does not guarantee future results. All forward-looking statements are estimates based on current market conditions and assumptions.

Consult your own tax, legal, and financial advisors before making any investment decision.